The Kansas City Star Paul Mo.
Would that the credit score? Here is a simple way: Credit scores can affect, if you are good for a loan or auto insurance affordable. But they remain quite an enigma for many Americans.
A survey by Consumer Federation of America and Providian, which sells credit cards, revealed most Americans do not even know what credit scores.
Most consumers understand that credit reports include a story about their financial relations, including mortgages, personal loans and credit card balances.
In contrast, credit scores are numerical characterizations of your credit report - a kind of shorthand, which for a borrower you are. Lenders can be quickly with the size of computer models to generate credit scores.
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